Faculty

Delivered several lectures at:

• • Bank’s Staff College (Hyderabad)
• • Bank Academy (Gurgaon)
• • NIBM (Pune)
• • Bankers Training College (Mumbai)
• • Administrative Staff College of India (ASCI) Hyderabad.

• • Deep rooted interest in Quantitative Finance, International Banking, Risk Management, Derivatives etc., Innovation & Design are close to heart.
• • Several in-depth studies captured as articles published in leading newspapers / journals covering Interest rates, Interest Spread management, Interest Risk Management, Asset Liability Management, Profitability Management, Innovations in Banking, FRAs, NPAs Management etc.,

Some of the areas of related businesses published, are as follows:

• Rural lending
• International Funds Transfer Systems
• NPAs (Impaired Assets) Management
• Balance Sheet Management
• Innovations in Banking
• Interest Risk Management
• Profitability of Banks
• Dealing Systems & Compliance
• New Products
• Case for indexing Rupee

• Internal Publications in the Bank / Sponsored Bank, covering International Payment Systems & Microlending.
• About a score of publications in Financial Newspapers / Journals

Economic Times: Asset Liability Management - Weighing the Basket
Business Line:

• o Weighing the basket (Indexing the Rupee)
• o Interest Risk Management (Wanted: more professionalism)
• o Interest Spread Management (Testing times ahead)
• o The interest rate game (Additional work for banks)
• o Risk Management of FCNR Deposits (Foreign currency liabilities interest risk management)
• o Drawing on a new concept to stay in the black (for improving profitability of banks)
• o Emerging Opportunities for Banks (Reforms)
• o Dealing Debacles – I (Why the failures took place)
• o Dealing Debacles – II (Tighten control systems)

• o Forwards – The Banking of the Future?
• o Risk Management in Infrastructure Project Financing

• o Asset Liability Management
• o NPA Management (Altman’s Z Score Model)

1.Manual of Instructions for Advances: Published internally for the benefit of Staff @ Sponsored Rural Bank. Contains basics of Bank lending focussing on Microlending to agriculture & business @ rural areas & also Government schemes.
2. “Funds Transfer System in US”. It is an internal publication by Bank’s New York Branch published for the benefit of Indian Offices. Covers CHIPS, FED Payments & US payments guidelines & practices.

Associated with design of SBI’s first website.
Internal magazine (Communications) SBI’s Corporate Office.

• • Several presentations on various facets of Banking, Finance, Insurance, Mutual Funds, Project Financing, NPA Management, Balance Sheet Dynamics, SMEs, MSMES & SHGs.
• • Infrastructure Financing in World Bank EDI’s programme (@Goa)
• • Digital Banking & Wealth Management. (@Mumbai)
• • Cross Selling of Financial Products.
• • Progress & development in the states of Orissa & Madhya Pradesh.
• • Wealth Management Forum @ Mumbai
• • Several internal / external reviews.

A market analysis studies the attractiveness and the dynamics of a special market within a special industry. It is part of the industry analysis and thus in turn of the global environmental analysis. Through all of these analyses, the strengths, weaknesses, opportunities and threats (SWOT) of a company can be identified. Finally, with the help of a SWOT analysis, adequate business strategies of a company will be defined

Analysis is the process of breaking a complex topic or substance into smaller parts in order to gain a better understanding of it. The technique has been applied in the study of mathematics and logic since before Aristotle, though analysis as a formal concept is a relatively recent development.